
Our selection of checking accounts gives you maximum flexibility and a wide choice of account options. Choose one that’s
right for you or contact one of our knowledgeable customer service
representatives for some friendly advice. And remember – your
money is always conveniently accessible to you with our no-fee
Debit MasterCard®¹.
Most importantly, Saco & Biddeford Savings offers some of the best
rates and lowest
fees around – and the first order of checks is free!²
NON-INTEREST BEARING ACCOUNTS
Mainely E-Free Account
If you do most of your banking electronically - this account is for you.
It features:
- No maintenance fee
- No minimum balance
- Free no-fee Debit MasterCard®¹
- Free direct deposit and automatic withdrawal option
- Free Internet Banking and Online BillPay
- Minimum of four (4) online transactions per month required³
Mainely Basic Account
If you don't like having to maintain a minimum balance, for just a $3.00 monthly maintenance fee, this account is for you.
- No minimum balance
- No limit on the number of checks you write
- Free no-fee Debit MasterCard®¹
- Free direct deposit and automatic withdrawal option
- Free Internet Banking and Online BillPay
- Free first order of checks²
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Mainely 100 Account
As long as you maintain a minimum daily balance of $100 in this account, it features:
- No maintenance fee
- No limit on the number of checks you write
- Free no-fee Debit MasterCard®¹
- Free direct deposit and automatic withdrawal option
- Free Internet Banking and Online BillPay
- Free first order of checks²
- If the balance falls below $100 on any day during the month,
a $5 maintenance fee will be assessed.
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Mainely 300 Account
As long as you maintain a $300 minimum daily balance in your combined deposit accounts (including certificates of deposit), this account features:
- No maintenance fee
- No limit on the number of checks you write
- Free no-fee Debit MasterCard®¹
- Free direct deposit and automatic withdrawal option
- Free Internet Banking and Online BillPay
- Free first order of checks²
- If the balance falls below $300 in the savings account on any day of the month, a $3 maintenance fee will be assessed to the checking account.
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Mainely 55 Account
Our customers aged 55 years and older may enjoy a completely free checking account. This account features:
- No maintenance fee
- No minimum balance
- No limit on the number of checks you write
- Free no-fee Debit MasterCard®¹
- Free direct deposit and automatic withdrawal option
- Free Internet Banking and Online BillPay
- Free checks for life (Restrictions may apply to certain check types.)
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INTEREST BEARING ACCOUNTS
Our NOW Accounts offer competitive interest rates. Choose
from the following acounts:
Mainely NOW Account
- No maintenance fee while
maintaining a $500 minimum balance
- Earn competitive interest rates with interest compounded and credited to your account each month
- Free no-fee Debit MasterCard®¹
- Free direct deposit and automatic withdrawal option
- Free Internet Banking and Online BillPay
- If the balance falls below $500 on any day of the month, a $5 maintenance fee will be assessed
- Available to consumers, sole proprietorships, and non-profit
organizations.
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Mainely Super NOW Accounts
- No maintenance fee while maintaining a $2,500 minimum balance
- Higher interest rates than our regular NOW account, with interest compounded and credited to your account each month.
- Free no-fee Debit MasterCard®¹
- Free direct deposit and automatic withdrawal option
- Free Internet Banking and Online BillPay
- If the balance falls below $2,500 on any day of the month, a $5 maintenance fee will be assessed
- Available to consumers, sole proprietorships, and non-profit
organizations.
¹ You may, however, incur a charge if you use your card at
an ATM that we do not own or that does not participate in the Maine
Cash Access program.
² For first time checking account customers only. Restrictions may apply to certain check types.
³ Does not include ATM transactions.
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